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About JIC Bank

Welcome to JIC Bank, your trusted partner in financial services since 2016. Licensed in the U.S. territory of Puerto Rico, JIC Bank is a digital bank dedicated to providing exceptional banking solutions to individuals and businesses alike. Over the years, we have evolved into a dynamic financial institution, focusing on innovation, customer-centricity, and reliability to meet the diverse needs of our clients.

About Us

Our Mission

At JIC Bank, our mission is to empower small and medium-sized businesses in the United States by providing tailored financial solutions that foster growth and success. We aim to bridge the gap between traditional banking services and the modern financial demands of today’s entrepreneurs and individuals, offering a seamless and efficient banking experience.

About JIC

What We Offer

Commercial Lending

Our primary focus is on supporting small and medium-sized businesses (SMEs) with a variety of lending solutions designed to help them achieve their goals. From working capital to expansion financing, our commercial lending products are tailored to meet the unique needs of each business.

Traditional Banking Services

We offer a comprehensive suite of banking services for both businesses and individuals, including: - Business and personal transactional accounts - Personal savings accounts - Demand deposit accounts - Certificates of Deposit (CDs) with competitive rates.

Domestic and International Transactions

As a member of both the ABA and SWIFT networks, JIC Bank ensures secure and efficient transaction processing for domestic and international transfers. Our global connectivity allows our clients to transact confidently across borders.

Why Choose JIC Bank?

  • Digital-First Convenience

    With our robust digital banking platform, you can manage your accounts, make transactions, and access financial solutions anytime, anywhere.

  • Tailored Solutions

    We understand that every client’s needs are unique, which is why we prioritize personalized service and customized financial strategies.

  • Trusted Expertise

    With years of experience and a commitment to compliance, JIC Bank offers the peace of mind that comes with a reliable financial partner.

  • Commitment to Growth

    Since our inception in 2016, we have been dedicated to helping businesses grow, individuals save, and communities prosper.

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Our Values

Integrity

We uphold the highest standards of honesty and transparency in every aspect of our operations.

Innovation

As a digital bank, we continuously invest in cutting-edge technologies to enhance the customer experience.

Customer Focus

Your success is our priority. We strive to deliver personalized service and solutions that exceed expectations.

Compliance

As a U.S.-licensed financial institution, we adhere strictly to regulatory standards, ensuring secure and reliable banking for our clients.

Our Journey

Since opening our doors in 2016, JIC Bank has been committed to building lasting relationships with its clients and partners. From humble beginnings to becoming a recognized financial institution, the journey has been defined by the dedication to innovation, compliance, and customer satisfaction. 

Looking Ahead

As we continue to grow, JIC Bank remains focused on expanding its services, investing in technology, and maintaining a reputation as a trusted partner in financial services. We are excited to support your financial journey and look forward to helping you achieve your goals. 

Connect with Us

We invite you to explore how JIC Bank can support your financial needs. Whether you’re a business seeking lending solutions or an individual looking for secure banking services, our team is here to help.

Customers Testimonials

Customers Testimonials

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Analytics
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Vernon Ray

Manager
Vernon Ray

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Ceo
Vernon Ray

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Vernon Ray

Founder
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Vernon Ray

Founder
Vernon Ray

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