Commercial Lending

Customized Commercial
Lending for Small to
Medium Businesses

Flexible and cost effective programs. Customized strategies to accommodate complex financial structures. Streamlined processing and common sense underwriting focused on small to medium sized businesses

Commercial Lending

Personal Savings and
Competitive CD
Rates Tailored to You

Explore personal savings, demand deposit accounts, and competitive Certificates of Deposit rates.

A Digital Bank You Trust

Trusted Digital ,
Banking Licensed in
Puerto Rico

Licensed in Puerto Rico, JIC Bank combinbes innovation with US regulatory compilance for a secure banking experience.

Global Reach , Local Focus

Effortless Transactions
backed by SWIFT and
ABA Membership

Secure domestic and international transactions with
ease, backed by SWIFT and ABA membership.

Empowering Business Growth

Tailored Commercial
Lending Solutions for
SMEs in the U.S.

Drive your business forward with tailored commercial lending solutions for SMEs in the United States.

Banking, Simplified

Seamless Digital Banking
for Modern Businesses
and Individuals

Access seamless digital banking for businesses and individuals, designed for the modern world.

Expanded Guidelines

We remain agile in today's evolving market by offering reduced rates, incentives, and promotions.

Commercial Term Loans

We can help you expand your small to mid sized business or purchase non-real-estate business assets with term loan financing .

In-House Decisions

We understand the value of your time and offer a fast and efficient loan process for smooth closings.

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Company Introduction

A Quick, Secure And
Transparent Process

  • Leverage Our Robust Banking Facilities and Global Network

U.S. Licensed Bank

Fully licensed bank in the U.S. territory of Puerto Rico and member of the ABA and SWIFT

Our Services

A Quick, Secure & Transparent
Process

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Loan Calculator

How Much You Need

Loan Amount

$
$10000 $50000000

Loan Months

Months
1 120

Interest Rate

%
1 12

*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.

How Much You Need
Monthly EMI $

Total Interest $

Total Amount Payable $

Total Amount Payable Months

Interest Rate %

Apply For Loan
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JIC BankCommercial Banking
Trusted Company

Our Loans will Fill Your Dreams Come True

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  • 99%

    We Approve Loans

  • $90 k

    Daily Payments

Vernon Ray

CEO

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Our Benifits

Why Choose Us?

Choose JIC Bank for fast, flexible, and personalized financial solutions designed to help your business thrive. With competitive rates, innovative digital banking tools, and a commitment to your success, we make achieving your financial goals seamless and secure.
  • 90%

    Satisfaction Rate 

  • 85%

    Approval Rate

  • 86%

    Repeat Business

  • 93%

    Business Comes From Referrals 

Default title Client Feedback

Customers Testimonials

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Work Proccess

The JIC Virtual Lending Process

1

Submit Documents

Submit loan application and supporting documents to LendNest.com

2

Automated AI Review 

Advanced lending platform leverages AI to analyze applications and assess eligibility with unparalleled speed and accuracy. 

3

Compliance Review

Human review by JIC staff and issuance of loan documents to pre-approved borrowers.

4

Loan Funding

AI technology enables us to review, approve and fund loans in record time.

Work Proccess

From Our Blog List
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